Business Development and Handover (BDH) – A Case of Spiritual Finance
Mrs. Kamlesh Dwivedi (Kamlesh) and Mr. P. N. Dwivedi (Dwivedi) had returned to their native village in the district Shahjahanpur (Uttar Pradesh), India after around five decades. Dwivedi had served the Income Tax Department of India, and had retired from the post of Income Tax Officer in 2004.
The couple had agricultural land of approximately 50 bighas (28.5 acres) which was quite enough for earning a livelihood for a small family. For a peaceful and easy life in their advance years, the duo decided to spend their rest of the life in the village.
The couple was disappointed that the village was more or less same, as they had seen it 50 years back. As far as development was concerned, only one bitumen road was available, which was also full of potholes.....................
Dilemma
Although the Dwivedis desired to use their hard-earned savings for social work, but they were concerned whether the donated money would be genuinely used for welfare or will it be misused. The other question was if they should donate their hard-earned money to the NGOs or religious groups or should they themselves use money for the welfare of the village...........
Happy Moment
Ultimately, in January 2012, she started the business of creating readymade garments with two women, under the brand name Triveni Garments. In first year, she invested 30,000 and gained profit of INR3,000 only, but the next year they gained entry and identity in the market. In year 2013, more women joined her group and they earned a profit of approximately INR5000..........